认真理解认识“印钞”“放水”的真正含义。。
屌丝，群众就是印钞机。印钞是 借债，
没人签名，就印不出来。
印钞的意思，不是印刷的意思。
你去银行借款50万，你就等于承认这笔债务你负责，
就等于你印钞了50万。
Guide to investing in China, guide to investing in Guangdong, guide to investing in Zhaoqing and detailed introduction. About Zhaoqing's economy, culture, sports, investment promotion, customs, food and specialties.
Sunday, June 18, 2023
2023年6月18日。 2023年中国·肇庆（金利）传统龙舟大赛、 广东省传统龙舟公开赛 暨首届金利五金国际博览会 在高要区金利镇激情上演
2023年6月18日。
2023年中国·肇庆（金利）传统龙舟大赛、
广东省传统龙舟公开赛
暨首届金利五金国际博览会
在高要区金利镇激情上演
June 18, 2023.
2023 China Zhaoqing (Jinli) Traditional Dragon Boat Competition
Guangdong Traditional Dragon Boat Open
The First Jinli Hardware International Expo
Passionate performance in Jinli Town, Gaoyao District
.jpeg "2023年6月18日。 2023年中国·肇庆（金利）传统龙舟大赛、 广东省传统龙舟公开赛 暨首届金利五金国际博览会 在高要区金利镇激情上演")
.jpeg "2023年6月18日。 2023年中国·肇庆（金利）传统龙舟大赛、 广东省传统龙舟公开赛 暨首届金利五金国际博览会 在高要区金利镇激情上演")
.jpeg "2023年6月18日。 2023年中国·肇庆（金利）传统龙舟大赛、 广东省传统龙舟公开赛 暨首届金利五金国际博览会 在高要区金利镇激情上演")
.jpeg "2023年6月18日。 2023年中国·肇庆（金利）传统龙舟大赛、 广东省传统龙舟公开赛 暨首届金利五金国际博览会 在高要区金利镇激情上演")
.jpeg "2023年6月18日。 2023年中国·肇庆（金利）传统龙舟大赛、 广东省传统龙舟公开赛 暨首届金利五金国际博览会 在高要区金利镇激情上演")
.jpeg "2023年6月18日。 2023年中国·肇庆（金利）传统龙舟大赛、 广东省传统龙舟公开赛 暨首届金利五金国际博览会 在高要区金利镇激情上演")
.jpeg "2023年6月18日。 2023年中国·肇庆（金利）传统龙舟大赛、 广东省传统龙舟公开赛 暨首届金利五金国际博览会 在高要区金利镇激情上演")
.jpeg "2023年6月18日。 2023年中国·肇庆（金利）传统龙舟大赛、 广东省传统龙舟公开赛 暨首届金利五金国际博览会 在高要区金利镇激情上演")
.jpeg "2023年6月18日。 2023年中国·肇庆（金利）传统龙舟大赛、 广东省传统龙舟公开赛 暨首届金利五金国际博览会 在高要区金利镇激情上演")
.jpeg "2023年6月18日。 2023年中国·肇庆（金利）传统龙舟大赛、 广东省传统龙舟公开赛 暨首届金利五金国际博览会 在高要区金利镇激情上演")
.jpeg "2023年6月18日。 2023年中国·肇庆（金利）传统龙舟大赛、 广东省传统龙舟公开赛 暨首届金利五金国际博览会 在高要区金利镇激情上演")
2023 China Zhaoqing (Jinli) Traditional Dragon Boat Competition, Guangdong Province Traditional Dragon Boat Open, and the First Jinli Hardware International Expo Opening
2023 China Zhaoqing (Jinli) Traditional Dragon Boat Competition, Guangdong Province Traditional Dragon Boat Open, and the First Jinli Hardware International Expo Opening
Published by Gao Yao on June 18, 2023 at 23:03 in Guangdong
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On June 18th, the 2023 China Zhaoqing (Jinli) Traditional Dragon Boat Competition, Guangdong Province Traditional Dragon Boat Open, and the first Jinli Hardware International Expo opened. The three-day series of cultural and economic activities will vigorously promote the spirit of "developing together and standing at the forefront" of the high-level dragon boat race and the essence of dragon boat culture, showcase the charm of traditional Chinese culture, and promote "rural revitalization" with "traditional culture"; At the same time, using Dragon Boat as a medium, we aim to polish the regional brand of "Good Hardware · Jinli Manufacturing" and showcase the achievements of Jinli Hardware's transformation and upgrading as well as its broad industrial prospects to the world. SYLVAIN FOURRIERE, Consul General of France in Guangzhou, relevant responsible comrades of the Department of Commerce and Trade of Guangdong Province and the Department of Culture and Tourism of Guangdong Province, Xu Xiaoxiong, Deputy Secretary of the Municipal Party Committee and Mayor, Chi Zhixiong, Deputy Secretary of the Municipal Party Committee, He Jing, Deputy Mayor, Chen Depei, Secretary of the Gaoyao District Party Committee, Zhang Haolong, Deputy Secretary of the Gaoyao District Party Committee and Head of the Gaoyao District, and other leading guests attended the event.
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Picture ▲ Activity site. The above two pictures are both taken by Lai Jiale
At the ceremony, participants and citizens jointly witnessed the unveiling ceremony of the two "new business cards" of Jinli Town - "China Traditional Dragon Boat Town" and "China Hardware Intelligent Manufacturing Industry Innovation Base". It is understood that Jinli Town is a famous "hometown of dragon boats" in China. The dragon boat race on the first day of May has a history of over 400 years, and is known as the "Guangzhou Flower City, Jinli Dragon Boat City". Last year, the "Dragon Boat Festival · Jinli Dragon Boat Race" project was selected as the outstanding project of the General Administration of Sport of China Chinese Sports Culture Festival. This year, Jinli won the title of "Chinese Traditional Dragon Boat Town". With the recent official opening of the Jinli Dragon Boat Plaza, a new landmark of dragon boat culture, and the opening of the Jinli Dragon Boat Museum to welcome visitors, traditional dragon boat culture is revitalizing with a new look.
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On site of the unveiling ceremony. Photographed by Lai Jiale
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▲ On June 18, the 2023 China Zhaoqing (Jinli) Traditional Dragon Boat Competition and Guangdong Traditional Dragon Boat Open were staged in Xiweiyong, Jinli Town, Gaoyao District. Photographed by Chen Yancheng
It is worth mentioning that Jinli Dragon Boat Racing is not only a custom and an event, but also nurtures the spirit of "developing together and standing at the forefront" in dragon boat racing, inspiring the people of the entire region to compete in the new journey of comprehensively promoting modernization construction and advance bravely on the path of high-quality development.
This year is the first year of the transformation and upgrading of the hardware industry in Jinli High tech Zone. Nearly 5000 mu of hardware smart manufacturing towns have been completed and put into production. More than 6000 hardware Relevant market have been put into operation. Hardware has appeared in Qatar World Cup venues, and more and more enterprises are transforming to high-value fields such as auto parts and hardware
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▲ Event site. Photographed by Lai Jiale
On the new journey of high-quality development, Jinli hoof has taken a rapid and steady step. Now, by holding a series of exhibitions, it has built a bridge for communication and cooperation within the hardware industry. At the same time, it further showcases Jinli's complete hardware industry chain, rich hardware formats, and high-quality hardware products to both domestic and international markets, injecting strong momentum into promoting the transformation and upgrading of Jinli's hardware industry and polishing the regional brand of "Good Hardware · Jinli Manufacturing".
Picture ▲ Jinli Hardware Intelligent Manufacturing Town. Photographed by Deng Darong
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▲ New Yongchang production workshop. Photographed by Chen Yancheng
International merchants participating in the expo have expressed strong purchasing intentions. During the activity, a group of international, Hong Kong, Macao and Taiwan merchants signed purchase agreements with Zhaoqing Weitai Hardware Enterprise Co., Ltd., Guangdong Jinli Xiangxing Hardware Precision Manufacturing Co., Ltd., Kaida Hardware Technology (Guangdong) Co., Ltd. and other local hardware enterprises in Jinli.
Picture ▲ Activity site. Photographed by Lai Jiale
As an important representative of traditional manufacturing, the hardware industry plays a connecting role in the industrial chain. We will continue to pay attention to and support the development of Jinli's hardware industry, leverage platform advantages, and provide more support and assistance for industrial transformation and upgrading. "Yu Tong, President of the China Association for the Promotion of Industrial Development, placed high hopes on Jinli in his speech, believing that Jinli can achieve a butterfly transformation from" small hardware "to" big industry ", Welcome the spring of great prosperity and high-quality development.
District Party Secretary Chen Depei stated
We will make every effort to provide the highest quality services of "mother style" and "shareholder style", steadfastly look east and catch up with the east, adhere to the "three arrows" of industrial transformation and upgrading, urban renewal and quality improvement, and institutional mechanism reform, and promote the construction of Jinli High tech Zone with high standards, quality, and efficiency. We will break a new path in the development and reform of "integration of industrialization and industrialization", and create a "Jinli model" for implementing the "million yuan project", Drive the coordinated development of urban and rural areas to a higher level.
After the opening ceremony,
The participants also visited one by one
Jinli Hardware Quality Inspection Center, Hardware Expo, and Dragon Boat Museum.
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▲ Taken by Lai Jiale
The First Jinli Hardware International Expo
Using dragon boats as a medium and gathering friends during festivals,
To showcase the distinctive regional brand image and industrial prospects of Jinli Town to the world,
Let more people enter Jinli, understand Jinli, and invest in Jinli,
Polish the brand of "Good Hardware · Jinlizao".
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The First Jinli Hardware International Expo
It has attracted a large number of domestic and foreign merchants.
In front of each booth at the expo,
Customers carefully understand the performance, materials, and other aspects of Jinli Hardware products,
And inquire in detail about the price.
The staff of the participating enterprises warmly received customers,
And patiently answer their questions and doubts one by one.
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Due to the hardware products produced by Jinli
It has the advantages of good quality, multiple styles, and high cost-effectiveness,
At the International Hardware Expo held this time,
Foreign merchants have expressed strong purchasing intentions.
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I am a professional architect and I really like Jinli hardware products. I think the quality of the hardware products manufactured by Jinli is very good. I will encourage more customers in our country to visit Jinli's hardware companies and see and touch these hardware products with their own hands
Ms. Chen, a customer, said, "This hardware expo has been well organized, which can help us meet more hardware manufacturers and learn more about hardware products
The first Gaoyao Jinli Hardware International Expo will feature a total of 320 booths on site,
A total of 180 hardware companies participated in the exhibition,
More than 95% of them are local hardware enterprises in Jinli.
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At this expo,
Our district's relevant financial institutions have customized hardware e-loans
Specializing in specialized and innovative products such as Little Giant Loans,
Support the high-quality development of Jinli hardware manufacturing industry with financial strength.
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This Jinli Hardware Expo
Provided a platform for local hardware companies to showcase themselves,
Each enterprise seizes the opportunity,
Presented multiple unique products for exhibition,
To buyers from around the world
Promote high-quality products and after-sales service of Jinli Hardware,
Make every effort to grab orders and expand the market.
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Picture Picture
Pu Haiqiong, Business Manager of Weitai Hardware Enterprise Co., Ltd., said, "We believe that the Expo is a great opportunity to help our company promote and promote our products, so that more customers in the Greater Bay Area, even at home and abroad, can learn about our products and further establish a good brand of 'Good Hardware Manufacturing'
Zhao Shengde, General Manager of Qingyuan Trumpchi Precision Hardware Manufacturing Co., Ltd.: "We are an enterprise from Qingyuan. We are engaged in stainless steel precision casting blanks and have close business relations with Jinli Hardware Enterprises. Many local factories and customers of Jinli have come to inquire about the Expo, which has also expanded more space for the development of our enterprise."
Friday, June 16, 2023
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中产阶级消亡史的警醒
中产阶级消亡的警醒
这周一，公众号“南添的求真之路”发了一篇文章《中产阶级消亡史的警醒》，读来有很多感触，简单分享一下这篇文章的主要观点。
1、中产阶级的诞生源于经济的中高速增长，这在战后的日本以及美国，改革开放后的中国非常明显。由于经济高速增长，相关产业付得起高工资，加之地产和股市的升值，让很大一部分人群的收入和财富增长水平比较高，造就了中产阶级。
2、这三个国家中，日本的中产阶级最先消亡，由于原来的优势产业半导体被美国摁住，电子产品逐步被中韩替代，后来汽车产业又押错了方向，导致这几个优势且支柱产业没落，从业人员收入快速下降。90年日本地产崩盘，股市也开始大跌，某些地段的房价下跌超过90%，平均房价下跌70%，导致日本中产财富大幅缩水，背的债务却没有缩水，要用一辈子甚至两三代人还债。
3、美国在08年金融危机的时候，许多中产破产，和日本一样，也进入了M型社会，就是大部人收入低且穷，少部分人收入和财富极高。
4、中产阶级的问题在哪里呢？是他们认为自己理所应当的开支太多，但自己的现金流又没办法保证他们穿越周期。（我翻译成人话就是，中产阶级认为自己既应该住大房子，又应该开好车，日常应该喝星巴克而不是喝711，孩子应该读国际学校。但是这些花费有许多是借债消费的，一旦遇到经济危机，他们的现金没办法维持这种生活也没办法继续还贷，结果房子车子可能都丢了，然后就死透了）
5、《M型社会》的作者大前研一的建议是——中产阶级要放下各种所谓的“理所应当”，用内在积分牌对抗社会共识。你想自由地生活，首先得相信自己能够自由地生活。降低对子女教育和自己养老的预期，放过自己，才能保证自己不会潦倒一生。
6、许多人赶上了一波产业红利，会认为高收入会持续下去，从而产生虚假的财务幻觉，花钱开始大手大脚，而不注重积累财富，其实收入快速降低或者清零随时都可能发生。
7、人生收入有三个阶段，第一个是开始赚钱，也就是你毕业找到工作了。第二个是收入增长，消费也多的阶段，许多人从此背上债务。第三个阶段是收入快速下降，但贷款也还完了，孩子也读大学了，略微宽裕起来。
8、一个新概念：“投资是用‘现金’换‘现金流’”。投资重点不投，是换。就是用你现在的现金，去换取未来比较稳定现金流，也就是收入。比如你持续在花钱学新技能，从电视媒体时代到搜索时代到直播时代到AI时代你从没落伍，那你的现金流就会不断。比如你把现金投资到某些稳定的产业项目中（我说的不是时髦的项目，稳定的项目指的是开了30年的餐厅这种项目），有固定的回报（超过15%），这也是现金流。还有就是给靠谱的基金经理们。（我对此不熟悉，不分析了）
9、一个没有消亡的中产阶级大概率做到了以下至少两点：
收入基数高于社会平均水平，增速不高；懂得控制杠杆，踩对了股市或者房产的每一轮周期（别买太贵）；理性消费，不去鸡娃，把省下来的现金换成将来的现金流。第一点和第二点更多依赖时代的背景，一生也就两三次机会。第三点则是个人努力可以做到的。
10、作者的建议：不要为商品的附加值买单。对抗消费主义，回归商品本身的使用价值，多考虑自己的真实需求和执行力。商品的附加值就是商品的使用价值之外的东西，比如你觉得穿耐克比穿安踏有面子，但要多付50%的价格。
以上，仅供参考
Thursday, June 15, 2023
Wednesday, June 14, 2023
为什么借新还旧玩不下去？ 为什么有些项目明明已经完工了，后面没有工程开工了，借新还旧还是要继续，而且借新还旧玩不下去？？？
为什么借新还旧玩不下去？
为什么有些项目明明已经完工了，后面没有工程开工了，借新还旧还是要继续，而且借新还旧玩不下去？？？
我解答：
A县，搞了一个桥梁，大厦，花坛，明明已经完工了，应该可以松口气了吧。直接不要再举债，就能借新还旧慢慢滚动还清了吧。
这种想法是错误的。
因为，你忽略了一个建成后的人员配备成本，日常维护成本，经营成本。项目建成了，其实真正的大亏损才刚开始。
所以，有些人以为，只要把钢筋混凝土借钱搞起来，后面慢慢还就可以，这种想法是错误的。
你把钢筋混凝土建设起来，你才刚开始大亏损。
钢筋混凝土才几个钱，后面的经营亏损，才让你知道什么叫做大亏。
很多项目搞完钢筋混凝土，这个项目是亏的。这才是根本原因。
所以，借新还旧，必然玩不下去。
.jpeg "广东四会兰花--广东四会兰花地铁青春专列正式发车（广州地铁4号线）")
.jpeg "广东四会兰花--广东四会兰花地铁青春专列正式发车（广州地铁4号线）")
.jpeg "广东四会兰花--广东四会兰花地铁青春专列正式发车（广州地铁4号线）")
Tuesday, June 13, 2023
土老板不是不懂，而是因为贪。
原来租金1万，
提高租金10%---变成11000，连租户都没有了。
空置5个月，出租7个月（租金总收入77000元）
这样一算，
还不如降低20%租金（8000），全年出租（12个月--96000）。
降低租金，收入比提租金还要高。
这样的案例，西方经济学就有说过。
但国内的人不懂。
商品的定价，获取最大利润。
不是靠提价，而是靠合理定价。
提高售价，提高租金未必是商家最优策略。
房价卖8000，5年都卖不完，交4-5年银行利息。
房价卖6000，3年卖完，交3年利息。
房价卖5000，1-2年卖完，交2年利息。
房价卖4000-4500，1年卖完，交一年利息。
算起来，卖得便宜，成本反而最低。
土老板，思维单纯，以为涨价实现最大受益。
完全不是这么回事。
Monday, June 12, 2023
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