2022年11月4日星期五

做企业不要盲目扩张

 做企业不要盲目扩张:


看这些年企业起起落落,本分经营的企业都活得好好的。


装逼的企业都倒的差不多了,总是想做大做强,盲目的去扩张,盲目的上杠杆。


看看恒大、苏宁、融创、乐视,等等等等,都是老板装逼,拼命的搞扩张,就是老板决策。根本没有战略规划,也不算账,到底挣不挣钱?全是老板拍脑袋规划,结果企业受不了就倒闭了,或者处于倒闭的边缘。


所以你们也别高看很多老板,都是时代的产物,在时代风口上,他挣到大钱了。


结果风停了,风换个方向吹,装逼大老板就摔在地上了。


做企业也罢,我们日常生活也罢,现在都不要加杠杆,因为现在你很难赚到超额的钱。老老实实的做好自己的事业,赚不到超额的钱,但也没有大的风险,反而是最好的选择。




房地产投资神话的破灭

 房地产投资神话的破灭:


一,首先破的是深圳,基本上2020年以后进去的全灭,深圳总体从2020年的价格下滑了30%。高扛杆炒房的,现在基本上不是停供,就处于停供的边缘了。


估计未来深圳至少会有几万套的法拍房流入市场,都是这些不自量力的高杠杆投资客爆出来的。


二,第二个破的是广州。广州分化,好的地段,好的楼盘跌10%左右,差的地方跌30%到40%。不过广州炒房客不是很多,相对爆的轻一点。


三,第三个破的是杭州,杭州基本上普跌10%到20%。杭州的户型跟房子是中国所有大城市里面最好的,这波下跌主要就是供给太大了。不过买杭州的投资客不少,未来有可能会爆的比深圳更多,至少要爆五万套出来。


我个人是最看好杭州这个城市的发展,有财力,有产业,有人才吸引力,未来的发展还是非常好。


四,北京最坚挺,北京目前也是分化,30%的楼盘甚至略涨,70%的楼盘开始微跌了,老破小已经卖不出去了。


五,上海实际已经横盘阴跌了,豪宅现在都要打七折才有人看,二手房普遍跌10%左右了。


看看我们的房子租售比,几乎是全球最差的,99%以上的房子超过3%租金回报的都没有,这就是垃圾资产了。现在房子已经不是财产配置的配置资产,大部分房子现在就是价值毁灭型资产,现金存银行都比买房子强。




阶层的跃升本来就是小概率事件

 阶层的跃升本来就是小概率事件:


阶层的跃升本来就是非常小概率的事件,只可惜现在互联网的扁平化,我们不停地看到成功的故事,不停的看到发财的案例。


现在的互联网算法又坏的很,你看过一个发财故事,拼命的给你推送,定向推送发财的故事。这很容易让你陷入虚幻,那我们普通人觉得发财和阶层的跃升很容易。


 加上前面几十年沸腾年代,发财的机会确实也挺多,相对来说阶层跃升容易一些,前面几十年可以说是这5000年最光辉的四十年。


所以我们普通人是需要努力奋斗的,奋斗以后就交给命运。人有通天之志,非运不能自通。


因为现在阶层的跃升,难度是以前的100倍了,这就是时代特征,要降低预期,活在当下。




一定要有为自己打工的心态

 一定要有为自己打工的心态:


对我们大多数的普通人来说,职业生涯是很漫长的,如果没有明确的目标,就很容易混日子,混来混去是很容易一事无成的。


所以一定要树立为自己打工的心态。


1,日常多学习,多干,多长本事,让自己变得更有价值。


2,服务好能给你带来钱和资源的老板或领导,这是混在职场最重要的一条法则。


3,日常一定要留心,找机会到有资源、有钱的岗位或者部门去。在有水有鱼的地方,才更容易打到鱼。


4,日常留意开拓第二财富管道,合理合规的把钱赚了。只要有准备,只要留心,一定有机会。


我福州好多朋友,都是体制内的。结果个个都有小副业,围绕他的资源,把小副业做得飞起。但是你表面都看不出来,都在闷声发大财。



现在大家还认为房子不会跌吗?

 现在大家还认为房子不会跌吗?


有很多高位买房的朋友都发私信骂我,说你怎么能说房子跌呢?


1,我没这大本事,房子跌是自然规律。这个是整个市场的表现,和个人的意志无关,个人的意志在时代的大潮面前,连一朵浪花都算不上。


2,40年的房地产周期,长虹了40年了,总有落幕的时候。


3,现在只是初秋而已,后面横盘阴跌是必然。


4,现在最强的北京跟上海,都已经在分化了,大概已经有70%的房源在跌。


5,本质上是我们的房价已经透支了未来十年,20年的预期。


6,目前人口也已经转势,叠加产业周期,房子没有理由不得。


7,其实我们的房子已经供过于求了,远远的供过于求了。从2015年到2022年7月,我们共计卖出了1亿2322万套住房,可以满足6亿人口居住。相当于将近一半的人口城镇化,这个数据你们自己看一看有多惊人。


8,2021年末,房地产开发贷款余额12.01万亿元,同比增长0.9%,增速比上年末低5.2个百分点。个人住房贷款余额38.32万亿元,同比增长11.3%,增速比上年末低3.3个百分点。

这个数据意味着我们个人住房贷款,每年利息都要付2万亿。


9,现在存量的商品房数量超过了两亿套,可以满足十亿城镇人口居住,不算农村自建房。我们的房地产总价值现在有520万亿(这个数据来自于泽平宏观数据)。


10,大家心心念念的深圳,房地产商手里的土地,还可以至少盖120万套房子,至少可以满足深圳十年的需求。各大城市情况都差不多,房地产商手上的土地都够盖十年的房子。


总结:房价还能保持的如此坚挺,已经算是非常牛了,现在房子这个价位能出手就是胜利,能落袋为安落就是胜利。不论从金融、人口、还有供给,房子已经确立了长期阴跌的趋势,这就是时代的趋势。



一定要保持自我更新的状态

 一定要保持自我更新的状态:


这几天又一个十几年前认识的朋友跟我求助,说能不能帮忙介绍一个工作?电话里很无助,几乎是用哀求的语气在求助。


朋友湖北的,一辈子老实巴交,只是做一个特定领域工程师,做了20几年,最近他们公司不景气,就被裁掉了。


这个老兄二十年以前就做金属技术员,为人老实实在,做了一辈子技术员。只会做这么一块专业,固然这一块他做的不错,但是其他领域几乎都不懂,也没想过学习,也没想过转向管理线。


这种知识结构老化,年纪也大了,说实话工作已经很难找了,就这样毫无准备的被推回了社会。


1,职场人一定要保持自己知识结构的更新,确保能够跟上时代。


2,尽可能有综合的技能,确保自己的竞争力。


3,千万不要浑浑噩噩混日子,不然越往后你的个人价值越低,最终被职场所淘汰。


4,保持知识更新方法就是沉下心去学学习,确保自己的知识结构在最新的状态。同时多出去看一看,多交流,掌握最新的行业趋势。


5,不要停留在原地,会让你的价值随着时间腿越来越贬值。人一定要有危机感,危机感会让你不断的前行,迫使你不停的进步。


我们普通人,你不保持知识的更新,呆在原地很容易被社会所淘汰。职场人知识也好,各种技能也好,一定要保持快速迭代更新。只有这样才能跟上时代,确保不被时代的浪潮所淘汰。



The city has introduced 185 projects worth more than 100 million yuan! Zhaoqing Shows "New Ways" for Investment Promotion

The city has introduced 185 projects worth more than 100 million yuan!   Zhaoqing Shows "New Ways" for Investment Promotion 

Issued by Zhaoqing at 23:45 on November 4, 2022 in Guangdong


Earlier,Dinghu District, Zhaoqing New District With world-renowned fast fashion cross-border e-commerce enterprises Shein Company successfully signed the contract.


Shein Bay Western Smart Industrial Park Project(hereinafter referred to as "Shein"),


Zhaoqing Dinghu District and Zhaoqing New District are attracting major projects Make new breakthroughs again.


It is understood that the planned investment of the project is 3.5 billion yuan. It is planned to build a smart park integrating intelligent sorting center, order distribution center, research and development center, design center, intelligent manufacturing factory and digital factory. At present, the project land is being leveled.

Shein zhaoqing

Map source issued by Zhaoqing New Area


In fact,The road of project signing is not smooth.

Affected by the epidemic,During contract negotiation,Zhaoqing Dinghu, the New Area,

The visit of enterprises and other activities were postponed.


At this time, the overseas investment promotion personnel took the initiative to,Through video conference, WeChat, telephone and other means,Take the initiative to provide front service,Continue to strengthen the connection with Shein,Effectively ensure the negotiation during the epidemic,It went smoothly.


Zhaoqing New Area Released


Shein Bay Western Smart Industrial Park Project


It is Zhaoqing's "cloud interaction"


Important achievements in promoting project implementation.


Since the COVID-19,Since most of the merchants are in other provinces,


The investment promotion mode of face-to-face negotiation is blocked.


In this regard, Zhaoqing City's investment promotion staff Adjust the working mode in time,


Change "knock on the door" to "cloud interaction",


Increase "cloud investment".


Since this year, the city has introduced 185 projects worth more than 100 million yuan


The planned investment exceeds 40 billion yuan,Effectively ensure that the investment promotion work is "not offline".


Accurately contact fine service to take the lead


Cloud interaction is not looking for a needle in a haystack.


Zhaoqing Hi tech Zone Investment Promotion Bureau Investment Promotion Department No.3 Minister  Lidong Yu said that,


In practice,The investment promotion team should start from the enterprises around,Through the introduction of friends, accurate contact can be achieved.


Zhaoqing Hi tech 


Zhaoqing High tech Zone


For new energy vehicles and auto parts industry,


To build a domestic first-class, radiating Guangdong Hong Kong Macao Greater Bay Area.


World class new energy automobile industrial park.Focusing on the industrial positioning of the high-tech zone, Lidong  Yu approached an Auto parts enterprises from Changchun .


The enterprise intends to put into production in Guangdong, but does not know about Zhaoqing. After many point-to-point and screen to screen "cloud" negotiations and "cloud" surveys, the investment promotion personnel provided considerate "cloud" services, and the customers really felt the "temperature of Zhaoqing". At present, the cooperation intention has been preliminarily reached.


Photo | Zhaoqing investment promotion personnel conducted "cloud talks" with customers through email, WeChat, telephone, video and other ways to promote the project implementation. Photographed by Xu Jin

Relevant person in charge of Zhaoqing Investment Promotion Bureau


During the epidemic, we quickly changed our thinking and realized normalization of contact and full coverage of key enterprises by flexibly carrying out "cloud investment promotion", so as to attract investment with emotion and sincerity.


"Cloud promotion" promotes "cloud signing",Promote the early implementation of industrial projects.


On April 15,Zhaoqing held the city wide "Cloud Signing" ceremony,


A batch of new energy vehicles and auto parts,Electronic information, metal processing,High quality industrial projects of green building materials and modern service industry Officially settled in Zhaoqing,


Inject new vitality into Zhaoqing's strong industrial city.


Picture | Zhaoqing High tech Zone held a signing ceremony with Dongguan Huayin Electronic Technology Co., Ltd. "in the air". Drawing provided by Zhaoqing Hi tech Zone Investment Promotion Bureau



Build a new type of information investment services



How to boost Zhaoqing to carry out new informatization investment promotion?



Zhaoqing Investment Promotion Bureau,



Actively build Zhaoqing Investment Promotion "Cloud Map",



Use the platform to promote Zhaoqing's investment advantages



Industrial parks, factor costs,



Build the platform into a "precise investment toolbox".



Zhaoqing Investment Promotion "Cloud Map" covers six sections, namely, "Understanding Zhaoqing", "Investment Advantage", "Traffic Location", "Industrial Park", "Industrial Basis" and "Investment Policy". It builds an innovative and convenient "Investment Bridge" of "Promotion+Resources+Services" between resource providers and intended investors.





By participating in "cloud interaction",



You can quickly contact Zhaoqing Investment Promotion Department,



Realize consultation, intention filling



Functions such as answering questions and solving questions.




Relevant person in charge of Zhaoqing Investment Promotion Bureau



Professional, dedicated and efficient, is one of the important reasons why the merchants choose Zhaoqing.



Introduction by relevant responsible person of Zhaoqing Investment Promotion Bureau,



Zhaoqing summarized and sorted out the Various preferential policies for investment promotion,Compile and prepare the "One Book of Industrial Policies" and"One network of enterprise services",



The investment guide, industrial map, preferential policies,The business process is transferred to the Internet,Provide "mother like" services for entrepreneurs,Helping a group of enterprises that meet the needs of industrial development in Zhaoqing ,The implementation of large and good projects.





"Cloud Investment" is Zhaoqing's goal to continuously optimize the business environment



A new practice and exploration.



Next, Zhaoqing will continue to increase Investment attraction,



Make good use of "cloud investment", optimize "cloud services",



Help Zhaoqing accelerate the construction of the western growth pole in the core area of the Pearl River Delta And the modern new metropolis of Guangdong Hong Kong Macao Greater Bay Area!

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