Postal Savings Bank Zhaoqing Branch strengthens the application of "Pearl River Delta Credit Chain" to empower the manufacturing industry
See Zhaoqing August 30, 2024 11:26 Guangdong, China
"The 'Pearl River Delta Credit Chain' really helped us a lot. With this loan, our raw materials are finally settled!" The person in charge of a shoe company in Huaiji County said excitedly.
The company is mainly engaged in the processing and sales of shoes and leather goods. Due to the urgent need for funds to expand production scale, it applied for a loan from the Postal Savings Bank Zhaoqing Branch. During the loan review process, the Postal Savings Bank Zhaoqing Branch queried the company's credit information through the "Pearl River Delta Credit Chain" and learned about the company's business scope and business scale and other production and operation information. The tax credit rating has been A for three consecutive years. It is comprehensively judged that the company's production and operation conditions are stable and the business conditions are good. It is recommended that the company apply for the "Credit e-loan (tax scenario)" product and grant the company a pure credit line of 2 million yuan.
"With the authorization of the enterprise, banks can query the basic information, business information, credit enhancement information, warning information and other non-bank information of the enterprise through the 'Pearl River Delta Credit Chain', effectively improving the efficiency of credit approval." said the account manager of the Zhaoqing Branch of the Postal Savings Bank of China.
The "Pearl River Delta Credit Chain" is backed by blockchain technology to promote the sharing of enterprise-related credit information and serve the financing of small and medium-sized enterprises. On the supply side, the "Pearl River Delta Credit Chain" connects local credit platforms, corporate credit agencies and government data source units, and realizes the networking and sharing of various credit data; on the demand side, the "Pearl River Delta Credit Chain" connects financial institutions to help financial institutions solve the problems of single credit data source, inconsistent data format, and inconsistent authorization standards in the process of issuing loans, quickly and accurately forming a complete corporate portrait, and helping trustworthy enterprises to convert "credit records" into "credit funds".
In the next stage, under the guidance of the Zhaoqing Branch of the People's Bank of China, the Zhaoqing Branch of the Postal Savings Bank of China will continue to enrich the application scenarios of the "Pearl River Delta Credit Chain", continuously innovate financial products and services, and help the development of local small and medium-sized enterprises.
Zhaoqing Investment Promotion Bureau
Address: 6/F, No. 18, Jiangbin West Road, Duanzhou District, Zhaoqing City, Guangdong Province
Tel: 0086-758-2899202 (Chinese、Cantonese)
Fax: 0086-758-2282600
Email: zqszsj@126.com (English、Chinese、Cantonese)
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